Introduction

Welcome to Insured Direct, a website operated by The Investors Group LTD (“we,” “us,” “our”). Insured Direct provides users with access to a range of insurance products and services designed to meet their individual needs (“Service” or “Services”). Our website is accessible at https://insured.direct, including any subdomains or related domains (collectively, the “Website”).

Purpose of the Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the Website and Services offered by Insured Direct. The Terms are intended to ensure a clear understanding of the rules and guidelines for using our Website and Services. By accessing or using the Website, you agree to be bound by these Terms and all terms incorporated by reference. If you do not agree to all of these Terms, you must not access or use the Website.

Acceptance of Terms

Your access to and use of the Website is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

Changes to the Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new terms, please stop using the Website and Services.

Contact Information

For any questions regarding these Terms, please contact us at support@insured.direct or by phone at +35796327585.

User Eligibility

Age Requirement

The Services provided by Insured Direct are intended solely for individuals who are 18 years of age or older. By accessing or using our Website, you represent and warrant that you are at least 18 years old. If you are under 18, you may not use this Website or the Insured Direct Services.

Account Responsibility

To access certain features of our Website and Services, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information, including your password, and for all activities that occur under your account. You agree to:

  • Immediately notify Insured Direct of any unauthorized use of your account or any other breach of security.
  • Ensure that you exit from your account at the end of each session.
  • Use a strong password and change it periodically to maintain account security.

Insured Direct cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations.

User Conduct

You agree to use the Website and Services only for lawful purposes and in accordance with these Terms. You will not use the Services:

  • In any way that violates any applicable national or international law or regulation.
  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
  • To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation.
  • To impersonate or attempt to impersonate Insured Direct, an Insured Direct employee, another user, or any other person or entity.
  • In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.

Account Creation and Use

When creating your account, you must provide accurate and complete information. You also agree not to create an account for anyone other than yourself, except where you are authorized to create an account for another person as their legal guardian or through a power of attorney. Insured Direct reserves the right to suspend or terminate your account and refuse any current or future use of the Website (or any portion thereof) if you provide any information that is inaccurate, not current, or incomplete, or if Insured Direct has reasonable grounds to suspect that such information is inaccurate, not current, or incomplete.

Use of Service

Permissible Use

You are granted a limited, non-exclusive, revocable license to access and use the Website and Services provided by Insured Direct strictly in accordance with these Terms. This license is for the sole purpose of enabling you to use and enjoy the benefit of the Services as provided by Insured Direct, in the manner permitted by these Terms.

Prohibited Activities

In using the Website and Services, you agree not to:

  • Engage in any activity that disrupts or interferes with our Services, including the servers and networks to which our Services are connected.
  • Use the Services for any fraudulent or unlawful purpose, or to solicit others to perform or participate in any unlawful acts.
  • Copy, distribute, or disclose any part of the Services in any medium, including without limitation by any automated or non-automated “scraping.”
  • Use any automated system, including but not limited to “robots,” “spiders,” “offline readers,” etc., to access the Service in a manner that sends more request messages to the Insured Direct servers than a human can reasonably produce in the same period by using a conventional online web browser.
  • Attempt to decipher, decompile, disassemble, or reverse engineer any of the software used to provide the Services.
  • Collect or track the personal information of others.
  • Encourage or enable any other individual to do any of the foregoing.

Insured Direct reserves the right to investigate and prosecute violations of any of the above to the fullest extent of the law. Insured Direct may involve and cooperate with law enforcement authorities in prosecuting users who violate these Terms.

User Content

You may be able to upload, store, publish, display, and distribute information, text, photos, videos, or other material on or through the Website (“User Content”). You are solely responsible for any User Content you post on or through the Website, and you warrant that:

  • You have the right to post the User Content on or through the Website and grant the licenses provided in these Terms.
  • The posting of your User Content on or through the Website does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person or entity.

By posting User Content to the Website, you grant Insured Direct a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such User Content throughout the world in any media. You also grant Insured Direct and its sublicensees the right to use the name that you submit in connection with such content, if they choose.

Insured Direct has the right but not the obligation to monitor and edit or remove any activity or content. Insured Direct takes no responsibility and assumes no liability for any User Content posted by you or any third party.

Service Modifications

Insured Direct reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Insured Direct shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Service.

Intellectual Property Rights

Ownership of Website and Content

All content included on the Website, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Website, is the property of Insured Direct, part of The Investors Group LTD, or its suppliers and protected by copyright and other intellectual property or proprietary rights laws. The Website and all content, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Insured Direct, its licensors, or other providers of such material and are protected by United Kingdom, European Union, international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Use of Marks

The company name, Insured Direct, the Insured Direct logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Insured Direct or its affiliates or licensors. You must not use such marks without the prior written permission of Insured Direct. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

User License

Subject to your compliance with these Terms, Insured Direct grants you a limited, non-exclusive, non-transferable, non-sublicensable license to access and make personal and non-commercial use of the Website. This license does not include any resale or commercial use of any Insured Direct service or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of any Insured Direct service or its contents; any downloading, copying, or other use of account information for the benefit of any third party; or any use of data mining, robots, or similar data gathering and extraction tools.

All rights not expressly granted to you in these Terms are reserved and retained by Insured Direct or its licensors, suppliers, publishers, rightsholders, or other content providers. No Insured Direct service, nor any part of any Insured Direct service, may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Insured Direct. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Insured Direct without express written consent. You may not use any meta tags or any other “hidden text” utilizing Insured Direct’s name or trademarks without the express written consent of Insured Direct. You must not misuse the Website. You may use the Website only as permitted by law.

Copyright Complaints and Copyright Agent

Insured Direct respects the intellectual property of others and asks that users of our Website do the same. In connection with our Website, we have adopted and implemented a policy respecting copyright law that provides for the removal of any infringing materials and for the termination, in appropriate circumstances, of users of our online Website who are repeat infringers of intellectual property rights, including copyrights. If you believe that one of our users is, through the use of our Website, unlawfully infringing the copyright of a work, and wish to have the allegedly infringing material removed, the following information in the form of a written notification (pursuant to the Copyright Act) must be provided to our designated Copyright Agent.

Your notification must include the following:

  • A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
  • Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.
  • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material.
  • Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted.
  • A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
  • A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Disclaimers and Limitation of Liability

Disclaimers

Insured Direct, part of The Investors Group LTD, provides the Website and Services on an “as is” and “as available” basis without any warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Insured Direct does not warrant that the Website or Services will be uninterrupted, error-free, or completely secure.

Insured Direct makes no warranties regarding the accuracy, completeness, reliability, or timeliness of the content, services, software, text, graphics, links, or communications provided on or through the use of the Website or Services. No advice or information, whether oral or written, obtained from Insured Direct or through the Website or Services, will create any warranty not expressly made herein.

Limitation of Liability

To the fullest extent permitted by applicable law, Insured Direct, its affiliates, officers, directors, employees, agents, suppliers, or licensors will not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Website or Services; (ii) any conduct or content of any third party on the Website or Services; (iii) any content obtained from the Website or Services; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not Insured Direct has been informed of the possibility of such damage.

In jurisdictions that do not allow the exclusion or the limitation of liability for consequential or incidental damages, Insured Direct’s liability shall be limited to the extent permitted by law.

Indemnification

You agree to defend, indemnify, and hold harmless Insured Direct, its parent company, officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Website or Services, or your violation of these Terms.

Specific Disclaimers

  • Financial Decisions: The information provided on the Website is not intended as financial or insurance advice. Users are encouraged to consult with professional advisors for advice concerning specific matters before making any decision.
  • External Links: Insured Direct is not responsible for the contents or reliability of any linked websites and does not necessarily endorse the views expressed within them.

Indemnification

You agree to indemnify, defend, and hold harmless Insured Direct, its affiliates, officers, directors, employees, agents, licensors, and suppliers (collectively the “Service Providers”) from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms of Use, any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the Website using your Internet account, or from your use of any content, services, or products provided through the Website.

Scope of Indemnification

  • Violation of Terms: This includes, but is not limited to, any breach of the warranties you make under these Terms, infringement of third-party rights, misuse of the Website or Services, and any action taken by Insured Direct as part of its investigation of a suspected violation of these Terms or as a result of its finding or decision that a violation of these Terms has occurred.
  • Third-Party Claims: You are responsible for defending Insured Direct against any claim, demand, suit, or proceeding made or brought against Insured Direct by a third-party alleging that your content, or your use of the Website or Services in violation of these Terms, infringes or misappropriates such third-party’s intellectual property rights or violates applicable law, and you will indemnify Insured Direct for any damages finally awarded against, and for reasonable attorney’s fees incurred by, Insured Direct in connection with any such claim, demand, suit, or proceeding.

Process for Indemnification

  • Prompt Notification: Insured Direct will provide you with prompt notification of any claim subject to indemnification, provided that Insured Direct’s failure to promptly notify you will not affect your obligations under this section except to the extent that our ability to defend the claim is materially prejudiced by the delay.
  • Right to Defend: You will have the right to defend against any such claim with counsel of your own choosing (subject to Insured Direct’s approval) and to settle such claim as you deem appropriate, provided that you shall not settle any claim in a manner that affects Insured Direct’s rights without Insured Direct’s prior written consent.
  • Cooperation: Insured Direct agrees to cooperate with you at your expense in the defense and settlement of the claim.

Limitations

  • Reasonable Efforts: The indemnification obligations under this section are conditioned upon Insured Direct using reasonable efforts to mitigate its damages.
  • No Admittance of Guilt: Agreeing to indemnify, defend, and hold harmless does not imply an admission of guilt or wrongdoing by either party.

Privacy Policy

Your use of the Insured Direct website and services is also governed by our Privacy Policy, which is incorporated into these Terms of Use by this reference. By agreeing to these Terms of Use, you acknowledge that you have read and understand our Privacy Policy and consent to the collection, use, and sharing of information in accordance with this policy.

Overview of the Privacy Policy

The Privacy Policy covers the following key areas:

  • Information Collection: Details the types of information we collect from you when you use our services, including personal and non-personal information.
  • Use of Information: Explains how we use the information we collect to provide, maintain, protect, and improve our services, as well as to develop new ones.
  • Information Sharing: Describes the circumstances under which we may share information with third parties, such as with your consent or for legal reasons.
  • Data Security: Outlines the measures we take to protect your information from unauthorized access or disclosure.
  • User Rights: Provides information on your rights regarding your personal data, including your right to access, correct, or delete your personal information.

Consent to Privacy Practices

  • By using Insured Direct’s services, you consent to the collection, use, and sharing of your information as outlined in our Privacy Policy. We encourage you to review the Privacy Policy periodically to be informed of how we are protecting your information.

Changes to the Privacy Policy

  • We reserve the right to modify our Privacy Policy at any time. If we make changes to the policy, we will notify you by updating the date at the top of the policy and, in some cases, we may provide additional notice (such as adding a statement to our homepage or sending you a notification directly).
  • Your continued use of our services after any modification to our Privacy Policy will constitute your acceptance of such modification.

Contact Information for Privacy Concerns

  • If you have any questions or concerns about our Privacy Policy or data processing, or if you wish to make a complaint about a possible breach of local privacy laws, please contact us at support@insured.direct. We will respond to your inquiry or complaint as soon as possible.

Modifications to the Service and Prices

Service Modifications

Insured Direct reserves the right at any time to modify or discontinue, temporarily or permanently, the Website or any part of the Service with or without notice. We shall not be liable to you or to any third party for any modification, price change, suspension, or discontinuance of the Service. Changes to the service may include the addition or removal of features, content, or functionalities, or the introduction of new service offerings.

Price Changes

  • Notice of Changes: Prices for our products and services are subject to change without notice. We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.
  • Agreement to Pay: By continuing to use or access the Services after price changes become effective, you agree to pay the modified amount. We will provide reasonable notice of any price changes and will not apply any price changes retroactively.

User Acknowledgment

You acknowledge and agree that Insured Direct may, in its sole discretion and without liability to you, restrict access to the Service for any reason, including, without limitation, if Insured Direct believes that you have violated or acted inconsistently with the letter or spirit of these Terms of Use.

Continuity of Service

While Insured Direct aims to ensure the continuity of its services, we do not warrant that the service will be uninterrupted, timely, secure, or error-free, nor do we guarantee that any errors in the service will be corrected.

Adjustments to the Service

We are constantly updating our offerings of products and services on the Service. The products or services available on our Service may be mispriced, described inaccurately, or unavailable, and we may experience delays in updating information on the Service and in our advertising on other websites.

User Responsibilities

You are responsible for ensuring that your use of the Service remains in compliance with all applicable laws, these Terms, and any additional terms or policies provided by Insured Direct. Your continued use of the Service following any changes signifies your acceptance of those changes.

Governing Law

These Terms of Use and your use of the Website are governed by and construed in accordance with the laws of the United Kingdom, specifically the laws of England and Wales, without regard to its conflict of law principles. By accessing or using the Service, you agree that the statutes and laws of England and Wales, without regard to the conflict of laws and the United Nations Convention on Contracts for the International Sale of Goods, will apply to all matters relating to the use of this Website and the purchase of any products or services through this site.

Furthermore, any action to enforce these Terms of Use shall be brought in the federal or state courts located in London, United Kingdom. You hereby agree to personal jurisdiction by such courts, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

Dispute Resolution

In the event of any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity, or termination, the parties shall first seek settlement of that dispute by mediation, administered by the London Court of International Arbitration (LCIA) under the LCIA Mediation Procedure, which Procedure is deemed to be incorporated by reference into this clause. If the dispute is not settled by mediation within 30 days of the commencement of the mediation or within such further period as the parties shall agree in writing, the dispute shall be referred to and finally resolved by arbitration under the LCIA Rules, which Rules are deemed to be incorporated by reference into this clause.

Waiver of Jury Trial

YOU HEREBY WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY. You are instead electing that all claims and disputes shall be resolved by arbitration under this Arbitration Clause, except for disputes arising from the enforcement or protection, or concerning the validity, of your or our intellectual property rights.

Class Action Waiver

Any arbitration under these Terms will take place on an individual basis; class arbitrations and class actions are not permitted. YOU UNDERSTAND AND AGREE THAT BY ENTERING INTO THESE TERMS, YOU AND INSURED DIRECT ARE EACH WAIVING THE RIGHT TO TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.

Termination

Termination by Insured Direct

Insured Direct reserves the right, in its sole discretion, to terminate your access to all or part of the Website, with or without notice, for any reason or no reason, including without limitation for breach of these Terms of Use. Reasons for termination may include, but are not limited to:

  • Violation of these Terms;
  • Requests by law enforcement or other government agencies;
  • Discontinuation or material modification of the Website or any service offered on or through the Website;
  • Unexpected technical or security issues or problems;
  • Engagement by you in fraudulent or illegal activities.

Upon termination, your right to use the Website will immediately cease. If you wish to terminate your account, you may simply discontinue using the Website.

Effect of Termination

Upon termination or expiration of these Terms for any reason:

  • All rights granted to you under these Terms will immediately be terminated;
  • You must cease all use of the Website and Services;
  • Insured Direct may, in its sole discretion, delete or remove your Content from the Website, and Insured Direct is under no obligation to maintain or forward any content after termination.

Survival

The provisions of these Terms that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

No Liability for Termination

Insured Direct shall not be liable to you or any third party for any termination of your access to the Website or deletion of your content.

User Initiated Termination

You may terminate these Terms at any time by ceasing all use of the Website and Services and deleting all copies of the Website and related content in your possession or control. Upon termination of these Terms by you, your right to access and use the Website and Services will immediately cease.

Miscellaneous

Entire Agreement

These Terms of Use, together with any additional terms or policies referred to and incorporated herein (including the Privacy Policy), constitute the entire agreement between you and Insured Direct regarding the use of the Website and Services. This agreement supersedes all prior or contemporaneous agreements, understandings, negotiations, and discussions, whether written or oral, between the parties regarding the subject matter contained herein.

Severability

If any provision of these Terms is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions. The unenforceable provision will be amended to achieve as closely as possible the effect of the original term and all other provisions will remain in full force and effect.

Waiver

No waiver by Insured Direct of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Insured Direct to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without Insured Direct’s prior written consent. Any attempt by you to assign or transfer these Terms, without such consent, will be null and of no effect. Insured Direct may assign or transfer these Terms, at its sole discretion, without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors, and permitted assigns.

Notices

Any notices or other communications provided by Insured Direct under these Terms, including those regarding modifications to these Terms, will be given: (i) by Insured Direct via email; or (ii) by posting to the Website. For notices made by email, the date of receipt will be deemed the date on which such notice is transmitted.

Governing Language

In the event of any discrepancy or inconsistency between the English version and any other language version of these Terms, the English version shall prevail, govern and control.

Force Majeure

Insured Direct will not be liable for any failure or delay in performance due in whole or in part to any cause beyond its reasonable control, including but not limited to, acts of God, government actions, war, civil disturbance, insurrection, sabotage, labor shortages or disputes, pandemics, material shortages or unavailability, or unforeseen circumstances.

Contact Information

For any questions, concerns, or comments about these Terms of Use, or if you need support or further information, please contact Insured Direct using the following details:

  • Email Address: support@insured.direct
  • Telephone Number: +35796327585
  • Mailing Address: 20 Wenlock Road, N1 7GU, London, UK, indicating it should be the address where Insured Direct, part of The Investors Group LTD, receives mail. This address would typically be in London, United Kingdom, or potentially in Limassol, Cyprus, depending on the company’s operational base or legal requirements.

Insured Direct is committed to providing high-quality services and maintaining transparency in our operations. We welcome your feedback and are here to assist you with any questions or issues that may arise in the use of our Website and Services.

Customer Service

Our customer service team is available to provide assistance with any service-related inquiries, account issues, or disputes you may have. We strive to respond to all queries promptly and efficiently to ensure your satisfaction with our services.

Reporting Issues

To report a technical problem with the Website or if you encounter any content or users that violate our Terms of Use, please contact us immediately at the email address provided above. We take all reports seriously and will take appropriate action to address any issues in a timely manner.

Feedback and User Submissions

Feedback

Insured Direct welcomes feedback, comments, ideas, enhancements, and suggestions for improvements to our Website and Services (“Feedback”). By submitting Feedback, you acknowledge and agree that:

  • Submission of Feedback: You may submit Feedback by emailing us at support@insured.direct or through any other communication channels provided by Insured Direct.
  • Non-Confidentiality: All Feedback you submit to us will be considered non-confidential and non-proprietary. You agree that we are free to use, reproduce, disclose, distribute, and exploit the Feedback without any restriction or compensation to you.
  • Ownership: By submitting Feedback, you grant Insured Direct a worldwide, perpetual, irrevocable, transferable, royalty-free license to use and incorporate into our Services any suggestion, enhancement request, recommendation, correction, or other feedback provided by you.

User Submissions

In addition to the submission of Feedback, Insured Direct may allow the submission of content or materials (such as pictures, videos, articles, or comments) by you and other users (“User Submissions”). By making a User Submission, you agree to comply with the following:

  • Compliance with Terms: All User Submissions must comply with the standards set out in these Terms of Use.
  • Grant of License: You grant Insured Direct and its affiliates a non-exclusive, worldwide, royalty-free, perpetual, and irrevocable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such User Submissions throughout the world in any media.
  • Representation and Warranty: You represent and warrant that you own or control all rights in and to the User Submissions and have the right to grant the license granted above to Insured Direct and its affiliates.

General

  • No Obligation to Use: Submission of any Feedback or User Submissions does not create any obligation for Insured Direct to use, publish, or acknowledge receipt of such submissions.
  • Right to Remove: Insured Direct reserves the right to remove or decline to post any User Submissions that do not comply with these Terms of Use or for any other reason at Insured Direct’s sole discretion.

Amendments to the Terms of Use

Right to Amend

Insured Direct reserves the right to amend or revise these Terms of Use at any time without prior notice. Such amendments may reflect changes in our service offerings, legal or regulatory requirements, or adjustments in our business practices.

Notification of Amendments

Whenever significant changes are made to these Terms of Use, we will make every effort to notify you by:

  • Posting a prominent notice on the Website.
  • Sending you an email to the address associated with your account.
  • Updating the “Last Updated” date at the top of these Terms of Use.

Your continued use of the Website and Services following the posting of revised Terms of Use constitutes your acceptance of the changes. If you do not agree to the new terms, you are free to discontinue using our services.

Reviewing Amendments

We encourage you to review these Terms of Use periodically for any updates or changes. It is your responsibility to check these Terms of Use regularly to stay informed about any modifications.

Effect of Amendments

Amendments to the Terms of Use shall become effective immediately upon posting unless otherwise specified. If the changes have a material effect on your rights or obligations, we will take reasonable steps to notify you in advance.

Contacting Us Regarding Amendments

If you have any questions about any changes or updates to these Terms of Use, please contact us using the contact information provided in Section 12: Contact Information. We value your feedback and are committed to ensuring that our Terms of Use meet your needs and expectations.

Subscribe to our newsletter
Product